What changed
Anthropic announced Personal Finance in Claude on November 5. The feature can read accounts you choose to link through Plaid, a service that connects apps to banks. That lets Claude answer questions about balances and spending. Read-only access lets it see data while you remain responsible for paying bills or moving money. [1] [2]
What a link shares
Claude can read details such as account names, balances, and up to 24 months of transactions. Anthropic says it excludes chats in the Personal Finance hub from model training. Your normal privacy settings apply outside the hub. Unlinking a bank stops future reads. Previous chats and shared items can still contain the figures. [2]
Our take
If you choose to try it, start with a question you can check, such as which subscriptions renewed last month on one card. Ask for the dates and amounts behind the answer, then compare them with the card statement. A balance can be out of date, and a bank Claude cannot read can be missing from a total. Review what Plaid asks you to share before deciding whether the shortcut is worth it. [2]