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OpenAI

ChatGPT adds API credits. Check eligibility, expiry, and the bill.

Eligible Pro and Business subscriptions can fund one API organization. Activation, ownership, billing periods, and existing paid balances still matter.

Sources checked 2026-10-28. Access and availability can change.

October 28 catch-up

OpenAI’s October 28 release notes add promotional API credits for eligible paid ChatGPT Pro and Business subscriptions. These fund one linked API organization, rather than adding ChatGPT or signed-in Codex usage. API-key Codex usage is excluded too. [1][2]

Eligibility comes before the headline amount

The documented monthly Pro allowances are $100, $200, or $500 for the corresponding tiers. Business gets $20 per paid Standard seat and $100 per paid Premium seat, pooled up to $500 per workspace per monthly billing period. The first grant is prorated; annually prepaid Business grants have separate annual timing and a $6,000 cap. [3]

The paid subscription must be at least seven days old. The person activating must own both the subscription or workspace and the receiving API organization, with matching account email. A Business admin role alone is insufficient. Plus, trials, and complimentary subscriptions do not qualify; availability also depends on country and enabled cohort. Eligibility does not establish that a grant was issued. [2]

A promotional balance is not a spending cap

Unused credits expire at the relevant subscription billing-cycle end and do not roll over. An active grant needs no API payment method. However, promotional credits are used before purchased API credits: requests can continue drawing on an existing purchased balance after the grant runs out. With no balance left, requests fail. Rate and model limits remain separate. [3]

Our take

For a business already on an eligible plan, this could fund a small approved prototype. First verify the receiving organization, actual grant, and expiry, then examine purchased balances and recharge settings. Judge the project’s ongoing cost after the promotion; a credit offer does not make every future request free.

We reviewed public documentation and did not activate an offer or test an account.

Sources & further reading

Open the source to check the original wording and current availability.

This is a source-linked briefing, not a hands-on product review. Provider claims and outside evaluations are identified in the text.

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